Peter Ridsdale, Sam Hammam - and three questions over Cardiff City's mystifying £24m debt

Your points answered. 1. Ridsdale inherited Hammams debt. He has held the amount stable and run the club soundly since taking over. Financially he has nothing to answer for. 2. Yes, the probability is that Sam Hammam lent money unsecured to Cardiff City from personal or business funds he controlled or influenced. 3. The Cardiff City council is paying for a large part of the stadium project and profits from the retail development around the stadium have been ploughed back into the stadium costs. Cardiff City have provided funds from their own resources while maintaining the overall current debt inherited from Hammam. We have also aquired and developed a multi-million pound training ground and facility during Ridsdales tenure. Whatever anyone thinks about Ridsdale from outside or even inside the club, his reign has been effective and steadied the ship. Do we forget how close Sam pushed us to administration before settling with Ridsdale to save the club. That settlement appears to have been a temporary measure and Sam, like a divorced spouse, is hurt, angry and vindictive and now wants his pound of flesh. Sam was good for Cardiff City and we wouldn't be where we are today without him. He was in love with the club just as we are with our spouse when we decide to marry them. Sam cheated on us then Ridsdale dumped Sam to save the club. The Hammam debt is a noose around the neck of the club. One we are hopefully slowly removing - thanks to Ridsdale.